What Is DCM?
DCM Corporate is a leading provider of financial wellness and debt rehabilitation services for South African businesses. We work directly with employees to improve their financial health, credit status, and overall confidence—one step at a time. Whether you’re a large corporate or a growing business, DCM can help you build a happier, more productive workforce.
What DCM Does Best
We offer a wide range of solutions that deal with common but serious financial issues affecting employees today:
Financial Wellness Coaching
Our certified Financial Wellness Coaches work one-on-one with employees to assess their financial situation, build a recovery plan, and offer ongoing support to reach their goals.
Garnishee Order Assistance
Garnishee orders (also known as Emolument Attachment Orders) can place huge strain on your employees’ income. DCM works to verify these orders, challenge any unlawful ones, and restructure repayments so they are fair and manageable.
SARS ITA88 Penalty Support
When SARS issues an ITA88 instruction, it means they’re deducting money straight from your employee’s salary to recover outstanding taxes. DCM steps in to assist employees in resolving the underlying tax issues, handling disputes, and getting back on track with SARS.
Credit Score Improvement
DCM helps employees resolve the issues that damage their credit ratings—like arrears, adverse listings, or judgments—through responsible debt solutions and coaching.
Employee Confirmation Software
DCM’s proprietary Employee Confirmation Software ensures secure, verified processing of garnishee and ITA88 orders. It helps HR departments avoid fraud, reduce admin workload, and stay compliant—all while protecting your employees’ rights.
How DCM Works: Step-by-Step
- Personal Financial Assessment
We begin with a one-on-one consultation to understand the employee’s situation, including debts, credit scores, and income. - Tailored Financial Plan
Based on the assessment, we create a customised roadmap to improve financial stability, reduce debt, and increase credit scores. - Regular Coaching
Employees are guided by a dedicated DCM Financial Wellness Coach who checks in regularly to help them stay on track. - Monitoring & Reporting
Our system tracks progress, flags issues early, and provides data-driven insights for both employees and HR departments.
The Results Speak for Themselves
Companies that work with DCM report:
- 35% improvement in employee engagement
- 22% drop in absenteeism
- 40% boost in work-life balance
When employees feel financially stable, they show up to work with less stress and more focus.
Why Partner With DCM?
Tailored Programmes
Every workforce is different. That’s why DCM designs financial wellness solutions around your team’s real-life needs.
Expert Support
Our experienced coaches and back-office support ensure high-quality service and compliance every step of the way.
Accurate Reports
We offer detailed reporting and ROI tracking so you can measure success at both the individual and company level.
FAQs About DCM Corporate
What does DCM help with?
DCM helps employees with debt management, credit score repair, SARS ITA88 orders, garnishee orders, and overall financial wellness. We also provide digital tools to support HR departments.
How can DCM assist with SARS ITA88 penalties?
We work directly with employees to resolve their outstanding tax issues, arrange payment plans, and prevent recurring ITA88 deductions.
Are garnishee orders legal?
Yes, but only when properly authorised. DCM reviews all orders for legitimacy, and where needed, helps employees and employers challenge unlawful deductions.
What is the Employee Confirmation Software?
DCM’s Employee Confirmation Software is a tool used to verify and manage garnishee and SARS orders, protecting both employer and employee from fraud and admin errors.
Who can benefit from DCM?
Any South African business with employees facing financial challenges can benefit—whether you’ve got 50 or 5,000 staff.
Do you provide workshops or group training?
Yes. We run interactive financial literacy sessions to empower employees with knowledge and practical tools for success.
Ready to Work With Us?
Partnering with DCM means more than just helping employees out of financial trouble. It means building a culture of stability, trust, and performance. Let us help your business grow stronger from the inside out.
Contact us today to learn more about how DCM can support your team’s financial wellness journey.