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A garnishee order is a legal mechanism affecting employees who are in debt, allowing creditors to recover amounts directly from salaries. At DCM, we provide comprehensive support and solutions to help your employees navigate the complexities of garnishee orders, ensuring financial wellness and protecting their rights in the workplace.
DCM ensures all garnishee orders are managed in full compliance with legal requirements and provides access to legal advice to navigate the complexities of attachment order regulations.
Offering personalised financial counselling to help individuals understand their financial situation, develop effective debt management strategies, and negotiate repayment plans with creditors to minimise financial impact.
We handle administrative tasks, including accurate and timely processing of payments and coordinating with payroll departments to ensure proper deductions and reduce the administrative burden on employers.
DCM begins with a thorough assessment of the employee's financial situation, identifying the factors surrounding the garnishee order. By partnering with us, companies benefit from reduced employee stress and increased workplace morale, leading to enhanced productivity.
Our team provides tailored financial coaching to develop actionable plans that empower employees. This support not only helps individuals manage their debts but also fosters a culture of financial literacy within the organisation, ultimately benefiting the company’s bottom line.
DCM offers assistance in understanding the legalities of garnishee orders, including employee rights and protections. By equipping employees with knowledge and support, companies reduce potential legal disputes and foster a more compliant and informed workforce.
We facilitate communication between employees and creditors to negotiate favourable terms, ensuring fair resolutions. This proactive approach helps companies minimise disruptions caused by employee financial issues, promoting a more stable work environment.
After addressing the garnishee order, DCM provides continued support to monitor financial health. By ensuring employees are informed about their rights and circumstances, companies benefit from improved retention rates and a more engaged workforce, leading to long-term success for both employees and the organisation.
Choosing DCM for managing garnishee orders ensures a partnership with a leader in financial wellness. Our comprehensive approach not only addresses the immediate concerns of garnishee orders but also fosters long-term financial stability for employees.
We provide expert legal guidance and personalised support, ensuring employees understand their rights and options. For companies, this means reduced employee stress, enhanced productivity, and a more engaged workforce.
Our track record of successfully resolving garnishee orders highlights our commitment to delivering measurable results. By choosing DCM, you benefit from a proven solution that improves financial health and supports a more positive workplace environment.
Many believe garnishee orders can be imposed without prior notification. In reality, a court must issue the order, and employees are informed throughout the process. DCM supports companies by ensuring their employees are well-informed and guided through each step, reducing potential confusion.
Some think any outstanding debt will automatically lead to a garnishee order. However, this order is granted only for specific debts, and creditors must prove a valid underlying debt. DCM assists companies in understanding which debts may lead to such orders, empowering both employers and employees with essential knowledge.
It’s a common misconception that employers can decide the deduction amounts. In truth, the garnishee order specifies the exact amount to be deducted. DCM collaborates with employers to ensure compliance with legal requirements, protecting employee rights while alleviating administrative burdens.
Many believe that once a garnishee order is in place, employees have no rights. However, employees retain several rights, including the ability to dispute the order or seek a reduction. DCM equips companies with the tools to support their employees in asserting these rights confidently.
Some think garnishee orders last indefinitely. However, they are temporary and remain in effect only until the debt is paid off or contested. DCM helps companies navigate this process, fostering a supportive environment that aids employees in achieving financial stability.
Real stories about real people …. We can do the same for you!
Thank you so much Janine. You really saved my payslip and my day. Thanks for stopping the illegal deduction of garnishee fees from my payslip.
I can honestly say that debt counselling was the best thing that could have happened to me.
I just want to express my gratitude to you, Nicolene and staff for the sterling work. It has been a difficult journey, the road less travelled, sometimes filled with anguished, anger and frustrations. However a journey well worth taking.
Frequently Asked Questions
A garnishee order, also known as an emolument attachment order, is a court order that requires the deduction of a specific amount from a debtor's salary or wages each month to repay a debt owed.
Yes, but it is advisable to interact with creditors before a judgment is issued.
Appoint a lawyer to represent your case.
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